If the Indian economy is an iceberg, the formal economy is only the tip. Digitizing the bottom invisible part aka the informal economy has the potential to unlock enormous value, So at Zopnote our vision is 'Empowering Proximity Commerce' for micro-businesses in the neighborhood. Zopnote empowers micro-businesses by managing their business transactions, growth & bankability. It improves customer reach, transparency, online collection, auto reconciliation, book-keeping, productivity, cash flow & growth. Zopnote is a B2B2C FinTech platform for revenue & cost management. Merchants app helps to manage their customers, orders/subscriptions & collection online, while their subscribers use the web app to track and make payments.